The Best US States To Live In After Retirement

The best states for retirement include Oklahoma, Florida, and California.

By Tiffany Velasquez | Updated


Finding the perfect place to settle down after retirement is a huge decision. Some people prefer to move out of the country to beautiful destinations like La Libertad, El Salvador, Toluca, Mexico, or Santa Cruz, Costa Rica. Others prefer to settle down in quiet towns within the United States of America. For anyone looking to retire within the United States, read along for some suggestions for the best places to kick back and enjoy life.

The first place to consider moving to in retirement is Medicine Park, Oklahoma. This small, hippie-like town is nestled close to 60,000 acres of the Wichita Mountain Wildlife Refuge. The picturesque town was first established in 1908 and boasts cobblestone streets, unique mountain views, and a rich history.

The locals are some of the most welcoming and hospitable people anyone can come across. The town often hosts free outdoor festivals at the local Medicine Park Music Hall and even has a swimming hole called Bath Lake that residents can utilize throughout the year. Additionally, the town host events throughout the year to keep residents entertained and create a sense of community.

Oklahoma, as a state, has a strong economy and one of the lowest costs of living, perfect for anyone who wants to retire and make their dollars stretch. For additional retirement security, the state’s tax system is set up to be more than friendly for retirees by providing a total exemption for Social Security retirement benefits. Senior citizens over 65 may also qualify for a Senior Valuation Freeze that could reduce property taxes.

The next town to consider living in during retirement is Loma Linda, California. Loma Linda is located in one of the Blue Zones of the world. A Blue Zone is a part of the world where people live longer than average. Overall, people who reside in a Blue Zone are happier and healthier, exactly what everyone in retirement would seek.

On average, people who live in Loma Linda live an entire decade longer than most other people in the United States. Loma Linda is a diverse community and strives to ensure that each member of the town is involved in the community’s success. Those who live in this beautiful town can enjoy views of the San Bernardino and San Jacinto Mountains.

Retiring in California offers a set of advantages all its own. For retirees who wish to continue working in retirement, the Golden State has some of the highest earning rates in the country. Additionally, Social Security benefits are entirely exempt from personal income taxes.

Another ideal location for retirement within the United States is Boynton Beach, Florida. Boynton is situated within Palm Beach County, just over 50 miles north of Miami. Residents can enjoy waterfront dining and have direct access to coral reefs, kayaking, paddle boarding, and more.

Retirement in Florida means no state income tax, plus no state tax on pension income and income from IRA or 401K. Overall, the state has a low cost of living, and property taxes are considerably low. Additionally, retirees can live in bliss knowing there are no state taxes on Social Security.

Retirement is something for everyone to think about and plan for. Other states to consider kicking back and relaxing during retirement include Iowa, Georgia, Tennessee, and Virginia.