Money-Saving Secrets You Didn’t Know

iPhone users will soon have access to Apple Pay Later, which allows users to split payments into four equal money-saving installments.

By Charlene Badasie | Published

Money-Saving, Apple Pay

Apple Pay is safer than using a physical card since it requires Face ID, Touch ID, or your passcode to make purchases. Your card number and identity are not shared with merchants. And your actual card numbers aren’t stored on your device or any servers either. Although people who use the mobile payment service are pretty savvy, there are some money-saving secrets they may not know about.

Getting out of debt can feel super stressful especially if your financial troubles are never-ending. But the longer you put off dealing with it, the harder it gets to fix. Fortunately, National Debt Relief can help. If you owe more than $10,000 from credit cards, medical bills, or personal loans, their representatives can assist with consolidating your debt into one low, money-saving monthly payment.

And the best part is that there are zero fees until your debt is resolved, Finance Buzz reports. The process of becoming debt free in 24 to 48 months is pretty simple too. Just visit their website and answer a few simple questions. It only takes 30 seconds to see if you qualify for this money-saving hack. Paying no interest until 2024 is also something Apple Pay users would be interested in.

Who wouldn’t like getting 18 months with 0% interest on a balance transfer or a big purchase? By shopping with a Wells Fargo Reflect Card, you could also extend the intro APR by an additional three months. All you have to do is make on-time minimum monthly payments. It’s also the best money-saving card to own if you want to eliminate high-interest spending debt.

Apple Pay users are no strangers to online shopping. But while it is super convenient, finding the best deals can sometimes be time-consuming. Instead of hunting coupon codes that don’t always work, Finance Buzz says Capital One Shopping is the place to go. The service makes saving money effortless. All you have to do is add the browser extension and it will search the internet for coupon codes.

Another great money-saving hack comes by way of the Wells Fargo Active Cash credit card. With a plethora of reward features, the card also offers an extended intro APR period. Moreover, new cardholders can earn a one-time cash rewards bonus of $200 after spending $1,000 in the first three months. They will also earn unlimited 2% cash rewards on purchases.

Meanwhile, Apple Inc has been quietly allowing its retail staff to test Apple Pay Later. The service allows shoppers to split the payment for purchases into installments. The money-saving function was first announced at Apple’s Worldwide Developers Conference in June 2022. But its launch was delayed due to technical and engineering challenges, Engadget reports.

When the iPhone maker first discussed Apple Pay Later, it said users would be allowed to split payments into four equal money-saving installments. This would be payable over six weeks, with no additional interest or fees. However, Bloomberg says the company will partner with Goldman Sachs to offer an option that splits the cost of large purchases into several months with interest.